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Money and financial maths in the Australian Curriculum

Money, budgets, interest and financial decisions. 23 content descriptions from Version 9.0, by year level.

Year 1

  • AC9M1N05

    use mathematical modelling to solve practical problems involving additive situations including simple money transactions; represent the situations with diagrams, physical and virtual materials, and use calculation strategies to solve the problem

    Number

    Plan this

All Year 1 Mathematics

Year 2

  • AC9M2N06

    use mathematical modelling to solve practical problems involving additive and multiplicative situations, including money transactions; represent situations and choose calculation strategies; interpret and communicate solutions in terms of the situation

    Number

    Plan this

All Year 2 Mathematics

Year 3

  • AC9M3N06

    use mathematical modelling to solve practical problems involving additive and multiplicative situations including financial contexts; formulate problems using number sentences and choose calculation strategies, using digital tools where appropriate; interpret and communicate solutions in terms of the situation

    Number

    Plan this
  • AC9M3M06

    recognise the relationships between dollars and cents and represent money values in different ways

    Measurement

    Plan this
  • AC9M3ST01

    acquire data for categorical and discrete numerical variables to address a question of interest or purpose by observing, collecting and accessing data sets; record the data using appropriate methods including frequency tables and spreadsheets

    Statistics

    Plan this
  • AC9M3ST03

    conduct guided statistical investigations involving the collection, representation and interpretation of data for categorical and discrete numerical variables with respect to questions of interest

    Statistics

    Plan this

All Year 3 Mathematics

Year 4

  • AC9M4N07

    choose and use estimation and rounding to check and explain the reasonableness of calculations including the results of financial transactions

    Number

    Plan this
  • AC9M4N08

    use mathematical modelling to solve practical problems involving additive and multiplicative situations including financial contexts; formulate the problems using number sentences and choose efficient calculation strategies, using digital tools where appropriate; interpret and communicate solutions in terms of the situation

    Number

    Plan this
  • AC9M4ST01

    acquire data for categorical and discrete numerical variables to address a question of interest or purpose, using digital tools; represent data using many-to-one pictographs, column graphs and other displays or visualisations; interpret and discuss the information that has been created

    Statistics

    Plan this

All Year 4 Mathematics

Year 5

  • AC9M5N08

    check and explain the reasonableness of solutions to problems including financial contexts using estimation strategies appropriate to the context

    Number

    Plan this
  • AC9M5N09

    use mathematical modelling to solve practical problems involving additive and multiplicative situations including financial contexts; formulate the problems, choosing operations and efficient calculation strategies, using digital tools where appropriate; interpret and communicate solutions in terms of the situation

    Number

    Plan this
  • AC9M5ST01

    acquire, validate and represent data for nominal and ordinal categorical and discrete numerical variables, to address a question of interest or purpose using software including spreadsheets; discuss and report on data distributions in terms of highest frequency (mode) and shape, in the context of the data

    Statistics

    Plan this

All Year 5 Mathematics

Year 6

  • AC9M6N01

    recognise situations, including financial contexts, that use integers; locate and represent integers on a number line and as coordinates on the Cartesian plane

    Number

    Plan this
  • AC9M6N07

    solve problems that require finding a familiar fraction, decimal or percentage of a quantity, including percentage discounts, choosing efficient calculation strategies and using digital tools where appropriate

    Number

    Plan this
  • AC9M6N08

    approximate numerical solutions to problems involving rational numbers and percentages, including financial contexts, using appropriate estimation strategies

    Number

    Plan this
  • AC9M6N09

    use mathematical modelling to solve practical problems involving natural and rational numbers and percentages, including in financial contexts; formulate the problems, choosing operations and efficient calculation strategies, and using digital tools where appropriate; interpret and communicate solutions in terms of the situation, justifying the choices made

    Number

    Plan this

All Year 6 Mathematics

Year 7

  • AC9M7N09

    use mathematical modelling to solve practical problems, involving rational numbers and percentages, including financial contexts; formulate problems, choosing representations and efficient calculation strategies, using digital tools as appropriate; interpret and communicate solutions in terms of the situation, justifying choices made about the representation

    Number

    Plan this

All Year 7 Mathematics

Year 8

  • AC9M8N05

    use mathematical modelling to solve practical problems involving rational numbers and percentages, including financial contexts; formulate problems, choosing efficient calculation strategies and using digital tools where appropriate; interpret and communicate solutions in terms of the situation, reviewing the appropriateness of the model

    Number

    Plan this
  • AC9M8A03

    use mathematical modelling to solve applied problems involving linear relations, including financial contexts; formulate problems with linear functions, choosing a representation; interpret and communicate solutions in terms of the situation, reviewing the appropriateness of the model

    Algebra

    Plan this
  • AC9M8M07

    use mathematical modelling to solve practical problems involving ratios and rates, including financial contexts; formulate problems; interpret and communicate solutions in terms of the situation, reviewing the appropriateness of the model

    Measurement

    Plan this

All Year 8 Mathematics

Year 9

  • AC9M9A05

    use mathematical modelling to solve applied problems involving change including financial contexts; formulate problems, choosing to use either linear or quadratic functions; interpret solutions in terms of the situation; evaluate the model and report methods and findings

    Algebra

    Plan this
  • AC9M9M05

    use mathematical modelling to solve practical problems involving direct proportion, rates, ratio and scale, including financial contexts; formulate the problems and interpret solutions in terms of the situation; evaluate the model and report methods and findings

    Measurement

    Plan this

All Year 9 Mathematics

Year 10

  • AC9M10A04

    use mathematical modelling to solve applied problems involving growth and decay, including financial contexts; formulate problems, choosing to apply linear, quadratic or exponential models; interpret solutions in terms of the situation; evaluate and modify models as necessary and report assumptions, methods and findings

    Algebra

    Plan this

All Year 10 Mathematics

Questions teachers ask

Where does money and financial maths appear in the Australian Curriculum?
23 Mathematics content descriptions from Year 1 to Year 10 mention money and financial maths. They are listed here by year with their codes.
Can Heapso make money and financial maths worksheets?
Yes. Choose "Plan this" next to a content description for a lesson set to that year, or make a worksheet at three levels so every student can practise the same skill.

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© Australian Curriculum, Assessment and Reporting Authority (ACARA) 2010 to present, unless otherwise indicated. This material was downloaded from the Australian Curriculum website (accessed 18 October 2026) and was not modified. The material is licensed under CC BY 4.0.

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